Mortgages Unlimited, Minnesota, Wisconsin, and South Dakota
(651) 552-3681       Service Sets Us Apart

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As a Direct Mortgage Lender, MN, WI, and SD home loans are all we do.  We beat the competition and the Realtor's in-house lender everyday with our great rates on home loans, and personalized service from professional Licensed Loan Officers. Our ultimate goal is to create lasting relationships with each of our clients, so that you choose us as your lender year after year for your home financing needs.

Who are you working with?  Did you know Joe was:

Rated one of the Top 150 Mortgage Loan Officer in the Nation in 2010 by Dollar Volume (by Origination News)
Rated one of the 40 Most Influential Mortgage Professionals to Watch in 2011 (by National Mortgage Professional Magazine)
Rated Best Mortgage Professionals in MN, based on Customer Satisfaction (2012)  by Minneapolis St Paul Magazine


Check today's mortgage ratesCheck today's mortgage interest rates based on your personal situation. Get live market mortgage rates and closing cost cost options 24/7. Pick what interest rate or closing cost option works best for you.
Call(651) 552-3681. Speaking with a live experienced, and Licensed Loan Officer is easily the best way to apply, or to obtain an accurate interest rate quote and a Good Faith Estimate of closing costs.

READY TO APPLY ONLINE? Our  Secure Online Mortgage Application is available 24/7. Mortgages Unlimited does not charge an application fee to apply, and we will only move forward with your permission after reviewing all your options with you.

Get a FREE Accurate and Guaranteed Good Faith Estimate and Interest Rate QuoteWANT JUST A QUICK QUOTE? Complete the Online Mortgage Rate Quote Form. This option allows our Licensed Loan Officers the opportunity to research current mortgage interest rates, refinance options and programs, then get back to you with our accurate quote.

Client testimonials - Mortgages Unlimited CLIENT TESTIMONIALS

"Thanks for helping us get this done, I really didn't think I could refinance. I called on a whim because you had placed my original mortgage on this house.  Now we will be enjoying a lower house payment for years to come.  Best wishes to you."
Angie W. St Paul, MN

 

"Hello Joe & Eric,
I just wanted to personally thank you both for helping me secure my home in Cottage Grove. You made the process simple and easy to follow and took a lot of worry out of purchasing the home. I will gladly recommend you to anyone who is also seeking a home mortgage."

-Tim M. Minneapolis, MN
(Read more client testimonials)

TOP REASONS YOU SHOULD HAVE US HELP YOU:
Dakota County First Time Homebuyer                             City Living Program                       Zero down Payment VA Loans and USDA Rural Development Loans                           HARP Lender in MN, WI, and SD (Home Affordable Refinance Program            

Don't make the
Top Mortgage Mistakes
:

Purchase: Using your Realtor's in-house lender, or the big banks

Refinance: Assuming the company you currently make payments to is your best option

SHOULD I REFINANCE?
Find out

We keep it simple for you!

Slick advertising is not our game. We are a top MN lender, and it's not just because of our LOW mortgage rates. Its because we offer the whole package!

We provides fully automated processing, with all of the latest instant approval systems. We even give you instant Email notification for each step of your loan!

  • Minnesota based - not some out-state 800 number
  • Professional highly trained experts and LICENSED loan officers to help you select the right mortgage program
  • Professional Analysis
    Not just application takers.
  • Honesty, Integrity, Experience.

Loans for buying homes, refinancing loans, jumbo loans, standard Conventional loans (Fannie Mae / Freddie Mac), FHA loans, VA loans, MHFA Start Up and Step Up, Zero Down USDA Rural Development loans, Dakota County First Time Home Buyer, City Living down payment assistance, first time home buyer, grants, HUD homes, HomePath and HomeSteps, mortgages for self-employed people, and more. Lost Value? New government HARP program make refinancing still possible.

Top Lender in MN as rated by Lender411.comConducting Your Minnesota, Wisconsin, or South Dakota Mortgage Rate and Lender Search

Shopping for a home loan has never been this easy. To obtain the most accurate and up-to-date mortgage rate quote for your loan scenario, call us at 651-552-3681. If you are simply shopping for a mortgage, you can fill-out our easy Rate Quote Form and someone will usually contact you within minutes with that information. You can also initiate the application process by completing our Secure Online Application. We advertises our services in many places and we are committed to honoring the displayed rates and mortgage closing costs as defined by the various publishers' guidelines. You can always count on Mortgages Unlimited for great rates and low mortgage closing costs. Please do not hesitate to contact us with any questions. We are always here to address your concerns and offer you up-to-the minute mortgage quotes and home loan advice.

Smart people know Mortgages Unlimited is your St Paul, Minneapolis best lender choice for your home loan needs.

Our staff of Loan Officers are thankful for the opportunity to provide you with comprehensive mortgage rate quotes and mortgage closing cost information. Your Loan Officer will be happy to provide you with a Good Faith Estimate and Truth-In-Lending Statement so that you can better compare Mortgages Unlimited to other Mortgage providers.  We at wish you the best during your mortgage rate search, and remind you that a low quote is only part of your overall satisfaction!

I know you have lender options and understand the importance of securing the very best rate and lowest closing costs for you and your family. I do not take that obligation lightly and will work hard to prove the value in having a long term relationship with myself and my team.

Joe Metzler and his team are committed to helping you make a truly informed mortgage decision. Our advice goes way beyond just quoting rates and fees. We provide you with a complete analysis of your mortgage debt picture through analysis and reports. Most people don't understand the life changing differences between different loan programs.  We do...  Learn More

Get real interest rate and closing cost estimates so you can see specific numbers right up front. No surprises.  Our rates are typically 0.125% to 0.25% lower than the big banks and little mom-and-pop mortgage brokers, with lower closing costs, too.

With our low interest rates and low closing costs, you might be wondering about the kind of service or expertise you'll receive. You're in for a pleasant surprise. We've gone to great lengths to streamline the loan process and make it the easiest, most convenient experience imaginable. No appointment needed. No account numbers or shoebox full of financial papers. Just the information that's in your head.

Find out how good it feels to work with a lender that delivers on both price and service, and read a few real customer comments. Then you'll know why we enjoys a 98.0% overall recommendation rating, which we'd like to point out is a far higher standard than mere satisfaction.

I have closed thousands of loans in my career. That's a lot! Those customers contributed to our continuing success because they know WE GOT THEM A BETTER DEAL! 

We can do the same for you! So if you are checking mortgage rates in Minneapolis, St Paul, all of Minnesota, Wisconsin, or South Dakota, we can help you get the lowest cost mortgage of anyone on your area, saving you thousands of dollars!

 
  Equal Housing Lender

Policies, Procedures, Disclaimers

33 Wentworth Ave E - Suite 290
St Paul, MN 55118

(651) 552-3681  

Top Minneapolis Mortgage Lender 2012 Member in Good Standings, Minnesota Mortgage Association

Our services available only for properties located in Minnesota and Wisconsin. Licensed as Mortgages Unlimited, Inc. NMLS # 225504. As a Lenders One partner, we are part of the 3rd Largest Retail Mortgage Originators in the country. We are consistently ranked as one of the top mortgage lenders in Minnesota by Minneapolis St Paul Business Journal. Any use or duplication of any materials is strictly prohibited.  All images, text, and materials Copyright 1998-2014 Joe Metzler. This is the private web site of Joe Metzler, NMLS #274132. All Rights Reserved.