(651) 552-3681 Service Sets Us Apart

GUARANTEED LOWEST RATE AND COST COMBINATION plus UP-FRONT Mortgage Lender SATISFACTION GUARANTEE

Do you want the lowest possible rate and cost combination for your mortgage loan, but are tired of trying to compare the fine print and determine the bottom-line differences between the quotes made by the various lenders?

I will guarantee you the lowest bottom-line rate and closing cost combination on your conventional fixed rate mortgage. It is that simple.

We want you to make an informed choice when selecting a lender. Full details

That's why we have an Up-Front Price Promise. It's our commitment to help you know where you stand from the beginning.

We want your experience of selecting and obtaining a mortgage to be as simple and hassle-free as possible - with no unpleasant surprises. That's why we make the following promises to you:

You'll get an accurate rate and cost quote up front - and we will provide you with the following:

* Real time decision on your loan
* A written Good Faith Estimate
* Guaranteed in writing closing cost

Upon receiving a credit approval, you can lock in your interest rate, discount points, and we will Guarantee the costs.

Because we are a direct lender, we handle the entire loan process from approval to closing. That means we can usually approve you within minutes without any middlemen.

While we have a web site, we are NOT an online lender. You'll receive the personal attention of a dedicated, highly skilled, and experienced Senior Loan Officer who will serve you during the entire process and provide you with proactive automated loan status reports which are also easily accessible online 24/7.

Full details

Housing and Economic Recovery Act of 2008. Bill HR-3221
$7500 First Time Buyers Credit
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The FED Cut Rates again.
Why are fixed rates not lower?
Learn More

Joe Metzler, MMS, UMB (Minnesota Mortgage Specialist)
Less than 100 people in Minnesota hold this prestigious designation.

He is also an original founding member of the
Up-Front Mortgage Brokers Association.

Upfront Mortgage Broker ®, Endorsed by "The Mortgage Professor," Ivy League Professor and nationally syndicated columnist (Wall Street Journal, CNN) more

Welcome to the Joe Metzler Mortgage Group at Mortgages Unlimited.

I know you have options and understand the importance of securing the very best rate and lowest closing costs for you and your family. I do not take that obligation lightly and will work hard to prove the value in having a long term relationship with myself and my team.

We are committed to helping you make a truly informed mortgage decision. Our advice goes way beyond just quoting rates and fees. We provide you with a complete analysis of your mortgage debt picture through analysis and reports. Most people don't understand the life changing differences between different loan programs. We do... Learn More

We offer you; Competitive Rates, Lower Closing Costs, Free Good Faith Estimate, and Guaranteed Closing Costs! No one can do what we do!

As a Direct Mortgage Lender, our combination of loan programs, rates, and services are unsurpassed in the marketplace. Get the personalized home mortgage loan experience you expect. Purchase, Refinance, Jumbo, Conventional, FHA, VA, MHFA, zero down, first time buyer, grants, Nehemiah, commercial loans, reverse mortgages, condo, town house, and more.

What ever your situation, We've seen it before... and we can handle it!

Get real rate and closing cost estimates so you can see specific numbers right up front. No surprises. Our rates are typically 0.125% to 0.25% lower than the big banks and little mom-and-pop mortgage brokers, with lower closing costs, too.

With our low rates and low fees, you might be wondering about the kind of service or expertise you'll receive. You're in for a pleasant surprise. We've gone to great lengths to streamline the loan process and make it the easiest, most convenient experience imaginable. No appointment needed. No account numbers or shoebox full of financial papers. Just the information that's in your head.

Find out how good it feels to work with a lender that delivers on both price and service, and read a few real customer comments. Then you'll know why we enjoys a 98.0% overall recommendation rating, which we'd like to point out is a far higher standard than mere satisfaction.

I have closed thousands of loans in my career. That's a lot! Those customers contributed to our continuing success because they know WE GOT THEM A BETTER DEAL!

We can do the same for you! We lend primarily in Minnesota, Wisconsin, and Florida. But we can do loans in all 50 states. So if you are in need of financing, we can help you get the lowest cost mortgage of anyone on your area, saving you thousands of dollars!

We keep it simple! Slick advertising is not our game. We are a popular site on the Internet and it's not just because of our LOW rates. Its because we offer the whole package! We provides fully automated processing, with all of the latest instant approval systems. We even give you instant Email notification for each step of your loan!

Honesty and integrity are the two most important things to find in a lender. Find an honest person and everything else will work out alright. I am a proud member of the "upFront Mortgage Brokers Association ®.

Visit "Joe Metzler's Mortgage Blog"
Today's mortgage news and real estate information

^{Equal Housing Lender}	Policies, Procedures, Disclaimers	971 Sibley Memorial Hwy (Hwy 13) Saint Paul, MN 55118	(651) 552-3681

Our services available only for properties located in Minnesota, Wisconsin, and Florida. PLEASE DO NOT KEEP US A SECRET from your FRIENDS. Licensed as Mortgages Unlimited, Inc. As a Lenders One partner, we are part of the 9th Largest Retail Mortgage Originators in the country. We were recently ranked as 8th largest in Minnesota, by Minneapolis/St. Paul Business Journal. Any use or duplication of any materials is strictly prohibited. All images, text, and materials Copyright © 1998-2008. Metzler Enterprises, LLC. All Rights Reserved.

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