You Are Entitled To A
Second Opinion
Even If You Have
Already Been Pre-Approved For Your Minnesota Mortgage!
Imagine you have just went to the Doctor
in Minneapolis, or the Mayo Clinic in Rochester and found out that you have to have
surgery on your knee and the procedure will be pretty extensive! Most people
just won't take the doctors word any more. They seek out another doctor for a
second opinion.
That's the way it should be with your home
loans and mortgage too! If
you have already been pre-approved or pre-qualified for a mortgage on your next
home, are you absolutely sure you are
getting the best service and the best deal?
I'm not talking about interest rates either!
I'm talking about the structure of the deal itself!
Donald Trump, in his book called The Art of the Deal said, The price that you
pay is the least of his worries in a transaction. Its how the deal is
structured is what matters most. You could have been quoted a wonderful
interest rate, but if your financial house is not in order, the best interest
rate could be absolutely the worst loan for you.
I'm not saying that interest rates are NOT important,
they are! But, here are some of the things you need to consider and why you
need a second opinion from me:
-
Should you decrease your down payment
and use your cash to pay off your high credit card debts?
-
Should you pay points or loan
origination fees?
-
Does a no-cost mortgage make more
sense for you?
-
Are you better off with an
adjustable
rate or a fixed rate?
-
and did your lender show you how to save thousands
of dollars and take 5 years off the mortgage term?
If they did not talk to you about any of these issues
then you definitely need a Second Opinion.
It wont hurt to see if your mortgage has been
structured correctly. You have everything to gain and nothing to lose. You can
simply walk away knowing that your lender has done a good job for you. Or, you
will find out that they haven't. Either way, you win, so
GIVE ME A SECOND OPINION
WARNING: Not all Loan
Officers are Licensed.
Verify your Loan
Officers Credentials. Are you working with a Licensed
Profession, or an unlicensed application clerk? Don't gamble on your largest
financial transaction.
Click HERE for our
FREE REPORT on the #1 Mistake People Make When
Buying A Home!
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